HomeFeaturesCorporate cards

Designed for small and medium-sized businesses

At Caary, you get more than a corporate credit card – you get access to a full-service financial platform to help you manage your company’s finances while you focus on managing your business.

No personal liability or credit impact


We underwrite your business, not you. Innovative algorithms allow us to extend credit and support businesses in different stages of growth. Build your business credit with zero personal impact.

Get spending in minutes with easy online approval.

Virtual cards

Issue new cards in seconds

Issue virtual cards instantly to manage your online spend, enable employees and streamline supplier payments, all backed by the global Mastercard® network.

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Physical cards

No-fee cards

Our physical no-fee Mastercard®, like our virtual credit cards, can be issued individually as needed with cash back rewards and no foreign exchange charges for purchases outside of Canada.

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Two formats,
same benefits


Both our virtual and physical credit cards
share the same great Caary benefits:

  • No personal guarantees or credit checks
  • No annual fees or foreign exchange fees
  • 1% cash back rewards
  • Unlimited cards
  • Add to your mobile wallet
  • Management dashboard
  • Worldwide acceptance
  • Zero fraud liability

Card FAQs

What type of card is Caary?

Caary is a corporate credit card powered by Mastercard and issued by Peoples Trust Company. Caary offers both physical and virtual cards.

How much does it cost?

You can apply for Caary at no charge here.

Your Caary Business Mastercard® has no annual fees and no foreign exchange (FX) fees for purchases outside of Canada. 

Will my Caary card work internationally?

Caary cardholders can use their cards at any of the millions of merchants across 200+ countries where Mastercard is accepted. Plus, you won’t be charged any foreign transaction fees for purchases outside of Canada!


Need more info?


Visit our FAQs page for frequently asked
questions and more information.


Learn more


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Easy online approval.
See if you qualify.