HomeApply Now – MNP

Welcome to Caary!

To our friends at MNP,

On behalf of the Caary team, we are very excited about our growing connection with you!

We have built this site especially for the partners of MNP to share details of our fintech offering in the credit and spend management space.  

The Caary platform was created as a direct response to the business challenges that small and medium enterprises face. It is our hope that you will see the benefits this unique credit platform will provide to Canadian businesses and you will feel compelled to join us as a client. In time, I also hope you will feel confident introducing us to your appropriate clients.

We are here to support you on this journey. The resources on this page are further backed by a client success team, dedicated to MNP, who you can connect with at any time with any questions.

We are incredibly excited about the future and so happy that MNP will be part of it.

I look forward to our continuing journey and offering credit services to Canadian businesses.

Jason Sawyer
Co-founder & CEO


What is Caary?

Caary is a progressive fintech platform that delivers corporate credit, spend management and expense management tools for small and medium-sized enterprises in Canada.

What our customers are saying…

“Caary’s done a remarkable job by offering more features than I got from our major bank chain. Their online portal is easy to use and allows me to issue or cancel physical and virtual cards that link to the mobile wallets of my staff.”

Louie Katsis

Co-owner, Olympic Kitchens

“As a small business owner, the option to have a virtual or physical card for my employees is extremely beneficial. The added perk is the cash back credit. I highly recommend Caary Business Mastercard® for all businesses.”

Helen Tran

Owner, Specs on Bloor

To be eligible to apply, you’ll need:


To be registered as a corporation in Canada

(excluding Quebec). 

$35,000+ average account balance in a business

bank account.

$25,000+ annual spend on a credit card.

 Platform features

No personal guarantees

Build business credit and leave your personal credit untouched. 

1% cash back & no FX fees

Corporate cards with no foreign transaction fees and 1% cash back on all spending.

Virtual & physical cards

Virtual and physical cards with spend controls to empower your team.

As featured in


What is a Caary Business Mastercard®?

The Caary Business Mastercard is a revolutionary way to make payments in the corporate world. We have established our own approval process, which does not require a personal credit check or personal guarantee. Most applications are processed in just 48 hours!

Specifically designed for small businesses, our platform allows you to simplify spend management and empower your team.

How much does it cost?

There is no cost to apply for Caary. Caary’s no-fee cards come with no foreign transaction fees and 1% cash back on all spend.

What is the difference between virtual and physical cards?

Virtual cards are ready to use as soon as they’re issued. You can find the card details in your Caary mobile app – no plastic needed! Virtual cards are ideal for managing online spend, subscriptions and supplier payments with security and control.

Physical cards will arrive at your address in 7-10 business days. Physical cards can be used at any of the millions of merchants across 200+ countries where Mastercard is accepted.

Both card types can be added to your mobile wallet for easy, on-the-go transactions.

Can I control spend on my Caary card?
You can add daily, weekly, monthly or yearly spend limits to your virtual and physical Caary cards. This is a great way to control spend by supplier, employee, project, etc. Spend limits can be easily added or adjusted from Caary’s self-serve admin portal. You can also lock, unlock or cancel a card at any time.

Learn more
about Caary

Still have questions?

Our customer success team is here to answer any questions and guide you through onboarding. Reach out to us at support@caary.ai.