HomeApply Now – Construction

Build your business
with Caary

The Caary Business Mastercard® and spend management platform are built for you.

Accessible credit with no personal guarantees or personal credit checks.

 No annual fees, no FX fees and 1% cash back on all spend.

Virtual and physical cards with spend controls and accounting integration.

Let’s grow together

We get it. We’re small business owners too.

To be eligible to apply, you’ll need:

To be registered as a corporation in Canada (Quebec coming soon).
$35,000+ average account balance in a business bank account.
$25,000+ annual spend on a credit card.


“Caary’s done a remarkable job by offering more features than I got from our major bank chain. Their online portal is easy to use and allows me to issue, re-issue or cancel physical and virtual cards that link to the mobile wallets of my staff. The cash back on each purchase is more useful than any bonus features other banks offer. Keep up the great work Caary!”

Louie Katsis

Co-founder, Olympic Kitchens

Ali Mohtashami, Owner, Pegah Construction

Meet the customer: Ali Mohtashami, President, Pegah Construction Ltd.

Meet Ali Mohtashami who launched Pegah Construction just a year after graduating from the University of Toronto, secured his big break within his first two years, and went on to co-found a second successful company, Format Group.

Read about Ali’s journey as an entrepreneur, including his biggest achievement and the best advice he received along the way.

Case study: How a construction firm uses virtual cards for greater security and spend control  

Find out how a Canadian construction firm with more than 250 employees uses Caary’s virtual cards to streamline supplier payments and better control employee spend.