HomeMNP customers – apply now form

Small business.
Big opportunity.

The Caary Business Mastercard® and spend management platform are built for you.

What is Caary?

Caary is a progressive fintech platform that delivers corporate credit and spend management tools for small and medium-sized enterprises in Canada.

We underwrite your business, not you. Build your business with zero personal liability.

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Accessible credit with no personal guarantees or personal credit checks.

 1% cash back on all spend and no foreign transaction fees.

Virtual and physical cards with spend controls, receipt capture and accounting integration.

What our customers are saying…

“As a small business owner, the option to have a virtual or physical card for my employees is extremely beneficial. The added perk is the cash back credit. I highly recommend the Caary Business Mastercard for all businesses.”

Helen Tran

Owner, Specs on Bloor

“Caary’s done a remarkable job by offering more features than I got from our major bank chain. Their online portal is easy to use and allows me to issue or cancel physical and virtual cards that link to the mobile wallets of my staff.”

Louie Katsis

Co-owner, Olympic Kitchens

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Get complete control over spending and automate your expense management

To be eligible to apply, you’ll need:

To be registered as a corporation in Canada (excluding Quebec).
$35,000+ average account balance in a business bank account.
$25,000+ annual spend on a credit card.

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Connect with the Caary team

Questions before you get started? Our customer success team is here to help.